Residential

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Have you been denied or underpaid on your claim


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There are several reasons why you might need a residential public adjuster:

  1. You may not fully understand the terms of your insurance policy or how to effectively document and present your claim to the insurance company. A public adjuster can help you understand your policy and ensure that you receive the full coverage to which you are entitled.

  2. You may not have the time or expertise to negotiate with the insurance company. A public adjuster can handle the claims process on your behalf, freeing up your time and allowing you to focus on other matters.

  3. The insurance company may not be offering you a fair settlement. A public adjuster can help you negotiate a higher settlement and ensure that you receive the maximum amount of compensation possible.

  4. You may be dissatisfied with the claims process and feel that your insurance company is not treating you fairly. A public adjuster can advocate on your behalf and help you navigate the claims process.

Overall, a residential public adjuster can be a valuable resource for homeowners who have experienced a loss to their home or property and are seeking to receive a fair settlement from their insurance company.


They make it complex for a reason

Insurance claims can be complex for a variety of reasons. Some of the complexities of insurance claims include:


Policy language: Insurance policies are often written in legal language that can be difficult for laypeople to understand. It is important to carefully review your policy to determine what is covered and what is excluded.


Documentation: To support a claim, you may need to provide extensive documentation to the insurance company, such as estimates for repairs, receipts for temporary housing, and proof of ownership of damaged items.


Valuation: Insurance policies generally cover the replacement value of damaged items rather than their original cost. This means that you may need to provide the insurance company with information about the current value of your property in order to receive full compensation.


Damage assessment: The insurance company will often send an adjuster to assess the damage to your home or property. It is important to carefully review their assessment and ensure that it accurately reflects the extent of the damage.


Negotiation: The insurance company may not offer you a settlement that you believe is fair. In this case, you may need to negotiate with the insurance company to reach a mutually acceptable agreement.


Overall, the claims process can be complex and time-consuming, and it is important to have an understanding of your policy and the documentation required to support a claim in order to receive a fair settlement.